We’re here to help you build confidence in your financial future after retirement. NCBA Investment Bank manages your funds to ensure an optimal return on investments over the long term, providing you with solutions to address the four critical needs in retirement: Meeting Essential costs, maintaining your lifestyle, preparing for the unexpected and leaving a legacy. All our solutions are in compliance with guidelines issued by the Retirement Benefits Authority.

Choose from a wide array of options that include:

• Managing your occupational pension plans
• NCBA Individual Pension Plans

We structure and manage investment portfolios specifically tailored to your unique investment objectives, reflecting your risk tolerance, time horizons, liquidity needs, and tax attributes.

This solution provides access to both private and public, on-shore and off-shore investment instruments and unique opportunities through professionally structured and managed bespoke portfolios.

We provide you access to investment opportunities cutting across different asset classes and counterparties without the need to directly engage with them. The minimum investment for this service is Kes 50 million or equivalent, denominated in USD or any East African currency.

NCBA Unit Trust Funds are collective investment scheme constituted under a trust deed for the collective benefit of unit holders

• Each fund has a stated purpose/investment philosophy or asset allocation.
• The Unitholder is the beneficiary under the trust deed.
• Fund Manager pass through all income net of expenses to Unitholders.
• Unit trust funds are regulated by the Capital Markets Authority.
• NCBA Unit Trust Funds are Sponsored by NCBA Bank Kenya PLC and Managed by NCBA Investment Bank. The Trustee of the Funds is KCB Bank Kenya PLC and the Funds Custodian is NCBA Bank Kenya PLC.
• Before investing in the Funds, prospective clients are encouraged to complete a self-administered risk assessment questionnaire provide on this link
• The NCBA Unit Trust Funds can be accessed through the NCB NOW App or manual application through the NCBA Branch Network.

We offer a platform to invest in short term and long-term investments under custody. This allows you to retain decision-making control over the investment and the specific securities in your portfolios while outsourcing the administrative processes. We offer execution mandates in the below:

• Fixed deposits with over 15 pre-qualified financial institutions in our counterparty panels.
• Treasury Bills and Treasury Bonds
• Listed shares
• Eurobonds
• Structured products