Wealth Management

NCBA Investment Bank is Licensed by the Capital Markets Authority and Retirement Benefits Authority to provide asset management services in Kenya. Our team has in-depth experience in providing solutions to retail investors, institutional clients, retirement schemes, high-net-worth Individuals and affluent families.

Our bouquet of solutions is provided below:

We’re here to help you build confidence in your financial future after retirement. NCBA Investment Bank manages your funds to ensure an optimal return on investments over the long term, providing you with solutions to address the four critical needs in retirement: Meeting Essential costs, maintaining your lifestyle, preparing for the unexpected and leaving a legacy. All our solutions are in compliance with guidelines issued by the Retirement Benefits Authority.

NCBA Individual Pension Plan (NCBA-IPP)

This is a long-term investment plan geared towards assisting members secure a decent retirement.​

Offered in 3 investment strategies ​

  • Conservative – Predictable interest income
  • Moderate risk – 80% fixed income and 20% exposure to stock ​markets ​
  • Aggressive – 60% exposure to stock markets and 40% ​exposure to Fixed income assets

Are you looking to start saving for your retirement or consolidate your pension benefits from your previous employer? This is the plan for You! ​

NCBA Umbrella Pension Fund ​

Umbrella pension funds allow institutions to invest in their staff's retirement benefits without the need to set up their own retirement benefits schemes. ​

The fund is approved by the Retirement Benefits Authority to receive NSSF Tier 2 Contributions

The NCBA Umbrella Fund also offers a Group Life and Last expense insurance cover for the members. Segregated Pension Fund Management ​

This is a service for Corporates with Occupational Pension Schemes that are considering changing fund managers. ​

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We structure and manage investment portfolios specifically tailored to your unique investment objectives, reflecting your risk tolerance, time horizons, liquidity needs, and tax attributes.

This solution provides access to both private and public, on-shore and off-shore investment instruments and unique opportunities through professionally structured and managed bespoke portfolios.

We provide you access to investment opportunities cutting across different asset classes and counterparties without the need to directly engage with them. The minimum investment for this service is Kes 50 million or equivalent, denominated in USD or any East African currency.

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The NCBA Collective Investment Schemes are licensed by the Capital Markets Authority (CMA) as The NCBA Unit Trust Funds. Unit Trust funds are collective investment schemes in which funds are mobilised from a wide pool of investors and then professionally invested into a wide array of regulated investments.

The NCBA Unit Trust comprises three funds that you can invest in;

Sub products
  • NCBA Fixed Income Fund (Formerly NCBA Money Market Fund) -

    This Kenya Shilling-denominated fund is appropriate for investors whose primary objective is to preserve capital while generating a regular interest income. Investors can easily invest and liquidate their investments. Funds are invested in short-term instruments, including Treasury bills and bonds, fixed deposits, and other interest-earning assets. The safety of the principal investment is paramount. The minimum investment amount is KES 1,000. Are you a corporate or individual investor seeking to invest in the short term either to accumulate funds, create a “rainy day” reserve, or earmark funds for working capital while retaining easy access to your funds? This is the investment for you!

  • NCBA Equity Fund - This is a Kenya Shilling-denominated fund appropriate for investors seeking to create an asset base that offers capital appreciation over the medium to long term. The fund is suitable for investors with a moderate to aggressive risk appetite and an investment horizon of over 3 years. The fund primarily invests in listed and select unlisted equities securities. The minimum investment amount is KES 1,000. Are you seeking a professionally managed indirect investment in the securities market that will save you the hustle of evaluating stocks and making purchase or sale decisions? This is the fund for you!
  • NCBA Dollar Fixed Income fund (Formerly NCBA dollar Investment Fund)- This US Dollar US-denominated fund is for investors who have USD cash-flows and would like to continue earning dollar returns or investors who wish to diversify their local currency investments by including some foreign currency exposures. The fund invests in a combination of Euro Bonds, Dollar denominated fixed deposits, Mutual Funds and other short-term interest-bearing assets. The minimum investment amount is USD 100. Are you looking for a competitive return on your dollar investments or seeking to diversify your investments? This is the fund for you!
  • NCBA Fixed Income Basket Note Fund (KES & USD)- This fund offers a return derived from a pool of assets comprising fixed deposits, bills and bonds. The client has the option of investing in 3, 6, 12 and 24 Months Contracts. The rates offered are revised and published weekly The minimum investment for this fund is Kes 5 million or equivalent, denominated in US Dollars.
  NCBA Unit Trust Funds Updated Forms
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November 7, 2024

Daily Yield:

11.07%

Effective Annual Yield

11.65%

Updated on November 7, 2024
Note: The rates on the Fixed Income Fund are quoted gross of withholding tax & net all expenses. The management fees applicable on the fund is 2%p.a. on the assets under management.

This Kenya Shilling denominated Fund is suitable for investors whose primary objective is to preserve capital whilst generating a regular interest income. Investors can invest and liquidate their investments with ease. Funds are invested in short-term instruments including Treasury bills and bonds, fixed deposits and other interest-earning assets. The safety of principal investment is paramount. The fund allows for daily withdrawals or investment of a minimum of KES 1,000.    
I am interested

November 7, 2024

Buy Price:

169.67

Sell Price:

169.67

November 6, 2024

Buy Price:

170.27

Sell Price:

170.27

Updated on November 6, 2024
Note:The daily price of the NCBA Equity Fund is calculated based on the net asset value of the issued units. The management fee on the fund is 2.53% p.a.

This is a Kenya Shilling denominated fund suitable for investors who are seeking to create an asset base that offers capital appreciation over a medium to long term. The fund is suitable for investors who have a moderate to aggressive risk appetite and investment horizon of over 3 years. The fund primarily invests in listed and select unlisted equities securities. The fund allows for daily withdrawals or investment of a minimum of KES ,1000. The withdrawal /top up value is determined based on price published on the previous business day. The fund price may fluctuate from day to day. Before investing in the Equity Fund, prospective clients are encouraged to complete a self administered risk assessment questionnaire provide on our website to asset their risk tolerance.
I am interested

November 7, 2024

Daily Yield:

3.91%

Effective Annual Yield

3.98%

November 6, 2024

Daily Yield:

3.89%

Effective Annual Yield

3.96%

Updated on November 6, 2024
Note: The rates on the Dollar Fixed Income Fund are quoted gross of withholding tax & net of all expenses. The management fees applicable on the fund is 1%p.a. on the assets under management.

This dollar-denominated fund is suitable for investors with dollar cash-flows who would like to continue earning dollar returns, or investors who wish to diversify their local currency investments by including some foreign currency exposures. The Fund’s objective is to preserve capital whilst generating a regular interest income for unitholders by investing in a combination of Euro Bonds, USD fixed deposits, Mutual Funds, and other short-term interest-bearing assets. The fund allows for daily withdrawals or investment of a minimum of USD100.
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Date: 11 Nov 2024 - 17 Nov 2024
Tenor Rate
KES USD
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We offer you a platform to invest in short-term and long-term investments. This allows you to retain decision-making control over the investment and the specific securities in your portfolios whilst out-sourcing the administrative processes. Please contact us to access the below investments:

  • Fixed deposits with pre-qualified financial institutions;
  • Government Treasury Bills and Treasury Bonds;
  • Listed shares;
  • Eurobonds;
  • Structured products
The minimum investment for this fund is Kes 5 million or equivalent, denominated in US Dollars.
I am interested

Unit Rates

Fixed Income Fund

November 7, 2024

Daily Yield:

11.07%

Effective Annual Yield

11.65%

Updated on November 7, 2024
Note: The rates on the Fixed Income Fund are quoted gross of withholding tax & net all expenses. The management fees applicable on the fund is 2%p.a. on the assets under management.

Equity Fund

November 7, 2024

Buy Price:

169.67

Sell Price:

169.67

Updated on November 7, 2024
Note:The daily price of the NCBA Equity Fund is calculated based on the net asset value of the issued units. The management fee on the fund is 2.53% p.a.

Dollar Fixed Fund

November 7, 2024

Daily Yield:

3.91%

Effective Annual Yield

3.98%

Updated on November 7, 2024
Note: The rates on the Dollar Fixed Income Fund are quoted gross of withholding tax & net of all expenses. The management fees applicable on the fund is 1%p.a. on the assets under management.

Note: The rates of the Fixed Income Funds are quoted gross of withholding tax & net of management fees.

Basket Rates

Date: 11 Nov 2024 - 17 Nov 2024
Tenor Rate
KES USD

Start your investment journey today.