We structure and manage investment portfolios specifically tailored to your unique investment objectives, reflecting your risk tolerance, time horizons, liquidity needs, and tax attributes.

This solution provides access to both private and public, on-shore and off-shore investment instruments and unique opportunities through professionally structured and managed bespoke portfolios.

We provide you access to investment opportunities cutting across different asset classes and counterparties without the need to directly engage with them. The minimum investment for this service is Kes 50 million or equivalent, denominated in USD or any East African currency.

The NCBA Collective Investment Schemes are licensed by the Capital Markets Authority (CMA) as The NCBA Unit Trust Funds. Unit Trust funds are collective investment schemes in which funds are mobilised from a wide pool of investors and then professionally invested into a wide array of regulated investments.

The NCBA Unit Trust comprises three funds that you can invest in;

• NCBA Fixed Income Fund (Formerly NCBA Money Market Fund) -

  This Kenya Shilling-denominated fund is appropriate for investors whose primary objective is to preserve capital while generating a regular interest income. Investors can easily invest and liquidate their investments. Funds are invested in short-term instruments, including Treasury bills and bonds, fixed deposits, and other interest-earning assets. The safety of the principal investment is paramount. The minimum investment amount is KES 1,000. Are you a corporate or individual investor seeking to invest in the short term either to accumulate funds, create a “rainy day” reserve, or earmark funds for working capital while retaining easy access to your funds? This is the investment for you!

• NCBA Equity Fund - This is a Kenya Shilling-denominated fund appropriate for investors seeking to create an asset base that offers capital appreciation over the medium to long term. The fund is suitable for investors with a moderate to aggressive risk appetite and an investment horizon of over 3 years. The fund primarily invests in listed and select unlisted equities securities. The minimum investment amount is KES 1,000. Are you seeking a professionally managed indirect investment in the securities market that will save you the hustle of evaluating stocks and making purchase or sale decisions? This is the fund for you!
• NCBA Dollar Fixed Income fund (Formerly NCBA dollar Investment Fund)- This US Dollar US-denominated fund is for investors who have USD cash-flows and would like to continue earning dollar returns or investors who wish to diversify their local currency investments by including some foreign currency exposures. The fund invests in a combination of Euro Bonds, Dollar denominated fixed deposits, Mutual Funds and other short-term interest-bearing assets. The minimum investment amount is USD 100. Are you looking for a competitive return on your dollar investments or seeking to diversify your investments? This is the fund for you!
• NCBA Fixed Income Basket Note Fund (KES & USD)- This fund offers a return derived from a pool of assets comprising fixed deposits, bills and bonds. The client has the option of investing in 3, 6, 12 and 24 Months Contracts. The rates offered are revised and published weekly The minimum investment for this fund is Kes 5 million or equivalent, denominated in US Dollars.

We offer you a platform to invest in short-term and long-term investments. This allows you to retain decision-making control over the investment and the specific securities in your portfolios whilst out-sourcing the administrative processes. Please contact us to access the below investments:

• Fixed deposits with pre-qualified financial institutions;
• Government Treasury Bills and Treasury Bonds;
• Listed shares;
• Eurobonds;
• Structured products