Wealth Management

NCBA Investment Bank provides world-class asset management services. We have key experience in structuring bespoke investment solutions to suit your financial status, risk preferences, liquidity needs, and investment horizons.

We’re here to help you build confidence in your financial future after retirement. NCBA Investment Bank manages your funds to ensure an optimal return on investments over the long term, providing you with solutions to address the four critical needs in retirement: Meeting Essential costs, maintaining your lifestyle, preparing for the unexpected and leaving a legacy. All our solutions are in compliance with guidelines issued by the Retirement Benefits Authority.

Choose from a wide array of options that include:

  • Managing your occupational pension plans
  • NCBA Individual Pension Plans

We structure and manage investment portfolios specifically tailored to your unique investment objectives, reflecting your risk tolerance, time horizons, liquidity needs, and tax attributes.

This solution provides access to both private and public, on-shore and off-shore investment instruments and unique opportunities through professionally structured and managed bespoke portfolios.

We provide you access to investment opportunities cutting across different asset classes and counterparties without the need to directly engage with them. The minimum investment for this service is Kes 50 million or equivalent, denominated in USD or any East African currency.

NCBA Unit Trust Funds are collective investment scheme constituted under a trust deed for the collective benefit of unit holders

  • Each fund has a stated purpose/investment philosophy or asset allocation.
  • The Unitholder is the beneficiary under the trust deed.
  • Fund Manager pass through all income net of expenses to Unitholders.
  • Unit trust funds are regulated by the Capital Markets Authority.
  • NCBA Unit Trust Funds are Sponsored by NCBA Bank Kenya PLC and Managed by NCBA Investment Bank. The Trustee of the Funds is KCB Bank Kenya PLC and the Funds Custodian is NCBA Bank Kenya PLC.
  • Before investing in the Funds, prospective clients are encouraged to complete a self-administered risk assessment questionnaire provide on this link
  • The NCBA Unit Trust Funds can be accessed through the NCB NOW App or manual application through the NCBA Branch Network.
 
NCBA UTFs Trust Deed
pdf | 8 MB
NCBA UTF Information Memorandum
pdf | 4 MB
NCBA Unit Trust Funds Updated Forms

September 27, 2023

Daily Yield:

10.83%

Effective Annual Yield

11.38%

Updated on September 27, 2023
Note: The rates on the Fixed Income Fund are quoted gross of withholding tax & net all expenses. The management fees applicable on the fund is 2%p.a. on the assets under management.

This Kenya Shilling denominated Fund is suitable for investors whose primary objective is to preserve capital whilst generating a regular interest income. Investors can invest and liquidate their investments with ease. Funds are invested in short-term instruments including Treasury bills and bonds, fixed deposits and other interest-earning assets. The safety of principal investment is paramount. The fund allows for daily withdrawals or investment of a minimum of KES 1,000.    

September 27, 2023

Buy Price:

135.43

Sell Price:

135.43

September 26, 2023

Buy Price:

136.10

Sell Price:

136.10

Updated on September 26, 2023
Note:The daily price of the NCBA Equity Fund is calculated based on the net asset value of the issued units. The management fee on the fund is 2.53% p.a.

This is a Kenya Shilling denominated fund suitable for investors who are seeking to create an asset base that offers capital appreciation over a medium to long term. The fund is suitable for investors who have a moderate to aggressive risk appetite and investment horizon of over 3 years. The fund primarily invests in listed and select unlisted equities securities. The fund allows for daily withdrawals or investment of a minimum of KES ,1000. The withdrawal /top up value is determined based on price published on the previous business day. The fund price may fluctuate from day to day. Before investing in the Equity Fund, prospective clients are encouraged to complete a self administered risk assessment questionnaire provide on our website to asset their risk tolerance.

September 27, 2023

Daily Yield:

4.92%

Effective Annual Yield

5.03%

September 26, 2023

Daily Yield:

4.89%

Effective Annual Yield

5.01%

Updated on September 26, 2023
Note: The rates on the Dollar Fixed Income Fund are quoted gross of withholding tax & net of all expenses. The management fees applicable on the fund is 1%p.a. on the assets under management.

This dollar-denominated fund is suitable for investors with dollar cash-flows who would like to continue earning dollar returns, or investors who wish to diversify their local currency investments by including some foreign currency exposures. The Fund’s objective is to preserve capital whilst generating a regular interest income for unitholders by investing in a combination of Euro Bonds, USD fixed deposits, Mutual Funds, and other short-term interest-bearing assets. The fund allows for daily withdrawals or investment of a minimum of USD100.
Date: 25 Sep 2023 - 01 Oct 2023
Tenor Rate
KES USD
3 Months12.00%4.75%
6 Months12.50%5.00%
12 Months13.00%5.25%
24 Months13.50%5.50%

We offer a platform to invest in short term and long-term investments under custody. This allows you to retain decision-making control over the investment and the specific securities in your portfolios while outsourcing the administrative processes. We offer execution mandates in the below:

  • Fixed deposits with over 15 pre-qualified financial institutions in our counterparty panels.
  • Treasury Bills and Treasury Bonds
  • Listed shares
  • Eurobonds
  • Structured products
NCBA Networth Calculator


Talk to us about how to transform your finances at unit.trusts@ncbagroup.com

Start your investment journey today.